What is Banking?

Banking is defined as the business activity of accepting and safeguarding money owned by other individuals and entities, and then lending out this money in order to conduct economic activities such as making profit or simply covering operating expenses. 


A bank is a financial institution licensed to receive deposits and make loans. Two of the most common types of banks are commercial/retail and investment banks. Depending on type, a bank may also provide various financial services ranging from providing safe deposit boxes and currency exchange to retirement and wealth management.

Types of Banking

An eye for design and a mind for strategic execution. We focus on making great new digital experiences and helping existing companies refocus on digital


We manage the full technology lifecycle

Commercial or corporate

We manage the full technology lifecycle


We manage the full technology lifecycle


We manage the full technology lifecycle

Why Banking is important?

Those who are unbanked or underbanked are hindering their financial lives from enjoying services that lead to financial well-being. Many must resort to services outside the system to cash checks or borrow loans and incur higher transaction fees and interest unnecessarily. Here are some of the reasons why ittops the list of pillars required in financial literacy.

  • Safeguard your cash
  • Manage your finances – record keeping and budgeting
  • Receive your paycheck quickly using direct deposit
  • Facilitate financial transactions
  • Insure your liquid assets
  • Use debit and credit card services
  • Earn interest
  • Borrow loans
  • Invest your money
  • Establish a credit history to generate a FICO credit score instrumental in borrowing funds and building wealth

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Internet Banking

Internet Banking, also known as net or online banking, is an electronic payment system that enables the customer of a bank or a financial institution to make financial or non-financial transactions online via the internet. This service gives online access to almost every banking service, traditionally available through a local branch including fund transfers, deposits, and online bill payments to the customers. 

It can be accessed by any individual who has registered for online banking at the bank, having an active bank account or any financial institution. After registering for these facilities, a customer need not visit the bank every time he/she wants to avail a banking service. It is not just convenient but also a secure method of banking. These portals are secured by unique User/Customer IDs and passwords. 

Merchant Banking

Merchant banking is a combination of banking and consultancy services. It provides consultancy to its clients for financial, marketing, managerial and legal matters. Consultancy means to provide advice, guidance and service. It helps a business person to start a business. It helps to raise (collect) helps finance .It helps to expand and modernize the business .It help in restructuring of a business . It helps to review sick business units. It also helps companies to register, buy and sell share at the stock exchange.

Merchant banking can be defined as a skill-oriented professional service provided by merchant banks to their clients, concerning their financial needs, for adequate consideration, in the form of fee. Merchant banks are a specialist in international trade and thus, excel in transacting with large enterprises

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3490 US – 1 #109,

Princeton, NJ, 08540 USA


12 Noon to 9 PM

We deliver pioneering digital solutions





IT Services


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We pride ourselves on our collaborative operating model that brings clients into the process.

Register Office


No 1 Pattamal Street, Krishnapuram

Ambattur, Chennai – 600053

Branch Office


3490 US – 1 #109,

Princeton, NJ, 08540 USA

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